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Why did it quote them $4,200?

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Acme Corp / Claims Engine

Water damage claim

921ms2 hours ago4 spans
Claim IDCLM-8821
TypeWATER_DAMAGE
Claimed$18,500
Fetch policyAI assessmentFlag reviewDamage items
Policy lookuppolicies3ms
AI assessmentanthropic · claude-opus-4-8840ms
High-value claimwarn0ms
Claim of $18,500 exceeds the $10,000 threshold - flagged for manual review before payout.
Damage breakdown2ms
Items assessed
ItemClaimedApproved
Structural$12,400$10,200
Contents$4,100$4,100
Accommodation$2,000$0
Approved: $14,300